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OSAP (Ontario Student Assistance Program)
What is OSAP?
The Ontario Student Assistance Program (OSAP) is an application-based government aid program for Ontario resident students. Based on the government's assessment of your educational costs and expected financial resources, OSAP offers a mixture of repayable loans and grants (money you will not need to repay).
The information on this site is aimed primarily at full-time York University degree students applying for OSAP aid, but we also have helpful information for certificate students, exchange students and non-degree students. Information about part-time loans and grants
For complete OSAP information and to apply online, go to the government's OSAP website.
Once you have visited the government's OSAP website, the eight steps outlined here provide you with more specific information to guide you through the OSAP cycle at York. We suggest you follow these steps in order, especially if this is the first time you are applying for OSAP.
Who is the NSLSC?
National Student Loans Service Centre (NSLSC)
NSLSC administers your OSAP loan. Once your loan has been authorized, the NSLSC disburses the funds, and once you are no longer a full-time student, your loan repayments will be made to them. You can set up an account with NSLSC to track your account. We encourage you to register online for one of NSLSC's regular loan repayment webinars.
NSLSC contact information:
The National Student Loan Service Centre
P.O. Box 4030
Mississauga, ON L5A 4M4
Phone 1-888-815-4514.
OSAP Approved Career College in (GTA) Vaughan, Ontario
Who is eligible for OSAP?
OSAP is open to Ontario residents who are:
- Canadian citizens, permanent residents or protected persons;
- Attending an OSAP-approved program and school; and
- Enrolled in a certificate, degree or diploma program that is at least 12 weeks long.
You can use OSAP funding to attend a college or university anywhere in the world, as long as the institution you want to attend has been approved for student loan purposes in Ontario.
What is a grant?
A grant is publicly-funded aid that you do not have to pay back. It is usually awarded based on financial need and/or other factors.
Both the Ontario and Federal governments provide grants to eligible students. A list of available student grants and bursaries is provided below.
Provincial grants and Bursaries
- Ontario Student Grant
- Ontario Learn and Stay Grant
- Living and Learning Grant
- Indigenous Student Bursary*
- Ontario Indigenous Travel Grant*
- Ontario First Generation Bursary*
- Ontario Graduate Scholarship*
- Ontario Out-of-Country Bursary for Students who are Deaf or Hard of Hearing*
- Queen Elizabeth II Graduate Scholarship in Science and Technology*
- Bursary for Students with Disabilities*
Federal grants
- Canada Student Grant for Full-Time Students
- Canada Student Grant for Students with Disabilities
- Canada Student Grant for Full-Time Students with Dependants
- Canada Student Grant for Services and Equipment - Students with Disabilities*
* These programs require you to submit a separate application which you can access through your school’s Financial Aid Office or Graduate Studies Office. Some of the applications are available on the Forms section of our website (ontario.ca/osap). Additional information on these grants and bursaries is also available on the OSAP website.
Designated Learning Institution DLI # O262228554872